About
A small practice, on purpose.
Harbla Finserv is an AMFI-registered mutual fund distributor working out of Sector 22-D, Chandigarh. We help families across the Tricity grow what they have and protect what they cannot afford to lose.
Most people do not need a complicated financial plan. They need someone to sit down with them, work out the actual numbers, and say plainly what the gap is. That is the whole job, and it is easier to do well when the practice is small enough that the person who advises you is the person who answers the phone.
We are a distributor, not a fee-charging adviser. That means we are paid by the fund houses and insurers whose products we distribute, not by you. It also means we tell you that openly, and that you can read exactly how it works on our disclosures page.
- ARN-86344
- AMFI Registered Mutual Fund Distributor
- Sector 22-D, Chandigarh
What we believe
The arithmetic comes before the product
We work out what you need first. Only then does it make sense to talk about which fund, which policy or which deposit gets you there.
We will tell you to do nothing
Sometimes the honest answer is that your existing cover is adequate, or that a new product would cost you more than it returns. You will hear that from us.
You should be able to check our work
Every calculator on this site shows its assumptions, and every recommendation comes with the reasoning written down. Nothing rests on trust alone.
One person, not a queue
You will deal with the same adviser each time, who already knows your situation. There is no ticket number and no call centre.
Who you will be speaking to
One adviser, who signs off on the advice you receive.