Insights

Tax

A tax deduction is only one part of an investment decision. Check the applicable tax year and regime before comparing eligibility, lock-ins, liquidity and investment risk.

Review your tax planning approach

The March rush, and why tax-saving investments go wrong

A great deal of tax-driven investing in India happens in the final weeks of the financial year, under deadline pressure, chosen from whatever is in front of the person at the time. That is a poor way to make a decision that locks money up for years, and the deduction is worth far less than people assume.

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