Calculator
Weighted Average Return
Your portfolio return is not the average of your holdings’ returns. It is weighted by how much money sits in each one. A small holding doing brilliantly barely moves the total, which is why the plain average people quote is almost always flattering.
Your actual portfolio return
Your actual portfolio return:9.2%
- The plain average people quote
- 12.5%
- Total invested
- ₹10,00,000
What this assumes
Every calculator here states what it took for granted. A result whose assumptions are hidden is not worth much.
- Returns are annual and for the same period.
- Amounts are current values, not what you originally paid.
How to use it
- Enter how much sits in each of two holdings and what each returned.
- Compare the weighted figure against the plain average.
Illustrative only. Not a projection, not a guarantee, and not investment advice.
Common questions
Why is my portfolio return lower than my best fund?
Because your best fund probably holds a small share of your money. The total is dragged towards whatever your largest holdings did, which is usually the least exciting part of the portfolio.
I have more than two holdings.
The arithmetic is the same, extended. Bring a statement to a financial assessment and we will run it across everything you hold rather than two lines at a time.
A number is not a plan.
If this result raised a question, that is the useful part. Bring it in and we will work through what it means for your situation.